Help me to Retire

Wise Owl is yet another company that provides investment advise on the Australian Stock Exchange.
Wise Owl Provides:

• Every Sunday, you get at least two equities recommendations for the week.
• These are accompanied by a concise strategic summary.
• You also receive more detailed information such as insights into the Quantitative and Fundamental Analyses behind each recommendation.
• If you want even more, you can also access Wise Owl’s Technical Analysis information, as well as Open and Closed Portfolios which you can use as a trading tool.
• Underlying all of the above are risk management strategies to maximise your sustainable, long-term wealth creation.

Prices for a yearly subscription to Wise Owl start at $790 a year.

For Christmas if you sign up for the free 2 week trail of their equities report you are put in the draw to win a Veuve Clicquot travel pack, a Panasonic Plasma TV, or a delicious Xmas hamper. One lucky person will also win a day learning the secrets to success in the markets with Senior Analyst at wise-owl.com, Phillip Shamieh.

So what are you waiting for? Head on over and sign up for this great offer. 

Investors Direct was started by Bill Zheng in 2001. They are primarily mortgage brokers, but specialise in only providing finance to property investors and developers. They do not provide finance for home buyers (live in).

Investors direct can help you in these areas:

• Financial Strategies
• Application Approval
• Loan Processing
• Re-Financing
• First Time Investors
• Experienced Investors
• Property Developers

The one thing I found that was great with these guys is when you first contact them you provide them with all your current financial details and then they have a meeting with you either face to face or over the phone. The meeting isn’t just for telling you what you can borrow etc, they go right into what you want to achieve with your property investing and help you plan how to do it with finance.

Investors Direct are also the only company in Australia able to bring you the Cash Flow Mortgage. This mortgage basically allows you to captialise some of you interest over the first few years back onto your loan so you can afford to own high growth low yielding property. And with high growth property the idea is that the growth in your property over the next few years will far out weigh the differed interest. This loan is available for Full Doc and Low Doc.
The loan is explained in much more detail at this web site: http://www.cashflowmortgage.com.au/
I highly recommend you check this mortgage out. If you are struggling with a negatively geared property, this mortgage could be your life line to able you to keep your investment and not have to sell.

Investors Direct also offer a mentoring program, monthly seminars and a free monthly newsletter with great articles that you should defiinetly sign up for. Click here for all the details.

These guys can help you take your investing via finance to the next level!

The Lore Report is a bi-monthly value investing newsletter produced mainly by Jeremy Britton (DipFA SA(Fin)).

Other than the many under and overvalued ASX stocks that the Lore Report talks about every couple of weeks the best thing is, as long as you don’t mind being 2 weeks behind, you can get all these reports for free. That’s right, just sign up with your email address as a free member, and every couple of weeks you are notified that there is a new back issue available for you.

If you find these reports extra valuable, then you don’t have to wait, you can get the latest issue every 2 weeks for $183 a year. Compared to some of the other reports on the internet this one is pretty cheap.

Anyway check it out and see if it suits your investment plan

Continuing on from yesterday’s something for nothing theme, I thought I’d share with you a great place to get your self some free end of day data for the Australian Stock Exchange. The data is in the correct format for your charting program such as Metastock and many others and can be delivered to your email box every night.
Also if you log onto the site you can get past data as well.

Okay, so how do you get this you say? Well first up you will need a standard Yahoo account set up to get site access. Then you will need to join the Metastock End Of Day Data for Australia or metastockproau group. You can subscribe via this email metastockproau-subscribe@yahoogroups.com or you can use the form below. Good luck with your trading / investing and enjoy!

It’s not often you get a decent give away like this. Fat Prophets are giving away two of their recent Reports, 302 and Mining report 48. All you have to do is head on over to the site and read em! No need to even give them an email or phone number.

Fat Report 302 covers:

• The US Dollar
• SP Telemedia
• BHP Billiton
• Lion Selection Group
• Caltex

Fat Mining 48 covers:

• Heron Resorces
• Lihir Gold
• Rio Tinto
• CBH Resources
• Jabiru Metals

Get over to the site while you still can and grab these free reports. They could make you a decent return over the next few years!

Money Bags is an online store that sells everything you need for your education in Personal Finance & Super, Property Investing, Share Investing, Trading & Technical Analysis and Options & Futures.
The site has sections for Books, Courses & Seminars, Software, Data, Newsletters and Magazines. It really is a great one stop shop where you could spend a hell of a lot of money on heaps of great products.

Of course you can also sign up to their newsletter to get updated weekly on new products and events.

Check out the site here.

eChoice Home Loans are basically finance brokers that can help you out with all your home buying and property investing finance. The reason I mention them is that they have a free newsletter that comes out every month with a housing market update and other handy articles. And if you don’t want to sign up for another newsletter, you can just visit their site and click on the state you are after an update on.

Check it out here

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Came across this article today. Some good ideas that can help us all out.

Check it out - 101 Ways to Save Money

According to depreciator.com.au 80% of property investors don’t take advantage of depreciation. To claim depreciation, you need a Tax Depreciation Schedule put together by a Quantity Surveyor. A Tax Depreciation Schedule is a report on all the items in your investment property that are going down in value. Basically with property it is the land component that is appreciating and the house and most of the things in and around it that are losing value.
Some examples of what items you can depreciate are:

• Hot Water Systems
• Carpets and other floor coverings
• Heaters
• Stoves
• Air Conditioning
• Curtains

A Tax Depreciation Schedule cost between $500 - $800 to prepare, but the years of tax return bonuses this could create for you should well out way the initial out lay.

Check out depreciator.com.au for more info.